The winter season plays a very big role in our driving habits and this is the season when you might find a sudden increase in car insurance quotes online. As the cold takes a toll on us, we do not like to get out of our cosy homes even when we have to defrost our cars. Well, this has been a common behaviour of UK drivers who switch on the engine of their cars to defrost it and then get inside their warm homes.
This is considered a serious offense as your car is left unattended. It is against the law as the running engine when unattended can result in accidents. Even your motor insurance provider would condemn it and you would lose out on cheaper car insurance premiums if the insurer discovers this habit.
In addition, the unattended vehicles with their engines on are vulnerable to robbery and thieves use such an opportunity to their best. Many cars have been stolen when left unattended for defrosting and the police have warned British drivers to not attempt such an irresponsible behaviour. This is especially the case with young drivers and leads to amplifying the cost of car insurance for young drivers, woman with kids and other drivers who choose the comfort of their home while leaving the vehicle at risk of robbery.
A police spokesman for Staffordshire Police warned that “Anyone who needs to defrost their vehicle must ensure they stay with it and don’t leave it unattended with the keys inside. Drivers should always be in control of their vehicle when the engine is running, even when they’re loading or unloading shopping or baggage. Leaving the engine running to ‘warm up’ during the winter months not only risks having the vehicle stolen, it’s against the law.”
While this is a common case in the winters, the drivers not only risk their vehicles but also welcomes turning down of insurance claims in such situations. Mind it well that your car insurance providers would not tolerate such a careless attitude and would refuse the payout if the car or its parts gets stolen.
This holds true for any event when the car is left unattended with a running engine, so, even if you are unloading the vehicle make sure that you have an eye on it. If you miss it then there are chances of the vehicle getting stolen and your claim would be refused.
Therefore, UK motorists need to be responsible about their driving habits as well as their way of maintaining their vehicle. Otherwise, they should be ready for any kind of repercussions. There are many incidences when insurers refused the claims related to car insurance for young drivers because they display such casual behaviour. Pledge today that you would not make such mistakes and show respect towards driving your vehicle.
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