Read the most frequently asked questions about holiday home insurance; see the answers, compare quotes and find the best deal to suit you.
Is holiday home insurance necessary?
If you own a second home, which may be left unoccupied for long periods of time, your usual home insurance policy will almost certainly not be applicable for provision of cover.
Let your insurance company know it is a holiday home as many will not offer protection for second properties; if you make a claim they would not pay out. Find out more in our beginners’ guide to holiday home insurance.
Why is a holiday homes judged to be a greater risk?
Holiday home insurance is seen by insurers as a greater risk due to the following:
What cover is most appropriate for letting out my holiday home?
Whilst individual circumstances play a part, some of the issues to think about are the following:
Are there any other items I need to think about?
It’s always advisable to carefully read through the Terms and Conditions of your policy, particularly for the following:
For answers to any further questions, see our holiday home insurance guides.