Loans News

Defining a secured loan A secured loan is a loan secured against your personal assets (house or car). This means that if for any reason you are unable to meet your loan repayments, these assets could be seized. Because of the assurance this offers your lender, secured loans tend to be offered at lower APR […]

Personal loans can provide some of the cheapest credit available for mid-range borrowing – between £1000 – £25000. Greater competition between lenders has seen advertised interest rates falling in recent years, which is obviously good news. However, many lenders have taken to concealing hidden costs within loans to offset the reduction in advertised APR. It […]

Property owners take out home improvement loans for a variety of reasons. For some, an expanding family dictates the need to extend; for others it’s a mini-investment opportunity to add value to their home. For some it is simply about creating the home they always wanted. Whatever the motivation, it pays to research the loan […]

Read the most frequently asked questions about credit report and ratings; see the answers, compare quotes and find the best deal to suit you. What is a credit report? A credit report, often referred to as a credit file, is a record of your financial history. It is compiled by one of the three major […]

Read the most frequently asked questions about loans; compare quotes and find the best deal to suit you. Is it a good idea to take out a loan? If you want to borrow money from a bank, building society or other source, it is called a loan; you will have to pay interest on your […]

Payday loans represent the most expensive form of credit. They are advertised as short-term debt solutions and have uncommonly high interest rates. There are, however, alternatives to this form of credit such as credit unions. If you find yourself struggling financially, you should always seek financial advice. Even if you have a record of bad […]