Static caravan insurance: caravans in a fixed location, such as a holiday park
Touring caravan insurance: features often cover new-for-old and European cover
Trailer tent and folding camper insurance: cover is usual for new-for-old, European cover, cover for weather damage to awnings and year-round touring and storage.
Is there anything I should consider specifically for caravan insurance?
Factors such as who will be using your caravan, for what purpose and how often, may affect your policy. Think about cover for:
Family and friends
Valuables and awning
Is there a test for caravan towing I need to pass?
If you passed your car driving test on or after 1 January, 1997, and you are planning to tow a caravan or trailer, you may be required to take a secondary driving test known as the B+E test. You can find out more here: guide to towing.
What exclusions apply on caravan insurance?
It is a good idea to check the Terms & Conditions of your policy; some useful items to consider are:
If the van is used as a place of trade
Restrictions on the age of your van
Mechanical and electrical breakdown
Contents cover if there is no forced entry
Wear and tear
Are there any ways I can make my caravan more secure?
There are some ways of improving your caravan security that are worth considering and could lower your premium:
Install a Thatcham-approved alarm
Clamping the wheels of your caravan when not in use
Use a hitch lock on your tow bar when it is not in use
Fit security tags and use corner steady locks to lock down the rear corner of touring caravans
Install a tag or tracker to your caravan
If I spend long periods of time in my caravan, how will this affect my home insurance?
If you spend more than three weeks away from your primary home in one period, it is best to check with your provider. You may be wise to consider specialist unoccupied property insurance.