Insurance

The UK government is serious about decarbonising the environment and clearing up road traffic situations to reduce the number of accidents. To facilitate the process of minimising congestion on UK roads, it has invested in traffic dispersing technologies so that it speeds up the daily journey of millions. The technology would also focus on clearing up the environment so that UK citizens live in the less polluted surroundings. The government ensured that the tech projects should roll-out fast by allotting £4 million to them. The projects would be aimed at things like notifying motorists about free parking spaces, traffic on the roads as well as real time driving information. The projects would also include using technology to inform visually impaired people about the real time traffic situations so that they can ensure their personal safety while on the roads. According to government reports, 19 councils across England would receive funds […]

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Insurance has been an essential commodity as it promises financial support in the time of crisis like accidents, unemployment etc. There are several insurance providers in the UK and to gauge which one is the best performer of all is an interesting task. Details were revealed by the Institute of Customer Service through its UK Customer Satisfaction Index (UKCSI). According to the index, there was an improvement of 0.7 points in the customer satisfaction levels when compared to January 2016. The collective figure was 79.4 out of 100 and LV= General Insurance grabbed the first place by outshining the performance of all insurance providers. 12 out of 27 insurance companies improved by a marginal 1% over their own performance in January 2016. M&S showed highest improvement amongst all the 12 and Virgin Money stands at the same score as it was in the previous year. Even thoughInsurance sector shows little […]

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Pit bulls have been considered dangerous across the world. They were bred as fighting dogs and were used for dog fighting for years. Due to their specific biting style of hold and shake, these dogs can maul their prey very badly. Therefore, they are considered hazardous dogs which are subjected to the Dangerous Dogs Act. This act does not allow the owners to keep the dog in public places or any other space where they should not be living. If found, then these animals would be taken away by the police, even if they do not show any harmful behaviour. Four dog breeds, including Pit BullTerrier, Japanese Tosas, Dogo Argentino and Fila Brasiliero have been banned in the UK under the Dangerous Dogs Act. However, statistics suggest more than 3,000 pitbulls existing in the Britain, even when they have been banned for more than 25 years. Apart from the fear […]

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The latest news from the Department for Transport is in accordance with the notification of the UN which clearly stated that there would be new rules for the manufacturers of backless booster car seats, in effect from 9th Feb 2017. Basically, the new rule for child car seats states that any manufacturer is not permitted to experiment with child car seats by introducing new models of backless booster seats for children that weigh less than 22 kg and are shorter than 125 cm in height. Existing seats are not subjected to the new rule and would be considered safe and legal. However, the government urges all parents to ensure that they know and follow the rules of the child car seats. Find here, the rules for child car seats: First of all, the law states that every parent should have child car seat if they take their kids in the […]

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The UK is the Whiplash capital of the world as the number of drivers claiming whiplash has increased by 50% in the last 10 years. In addition, the motor insurance providers assert to pay around £1 billion every year for the whiplash claims. This gigantic amount was paid for comparatively smaller injuries due to whiplash and many of them were fraud claims just to access money from the insurers. The worst part is that honest car drivers have to pay higher premiums as the insurers would pass on the extra payments to their customers, which includes law abiding drivers with clear licensing history. However, the government and the ministry of Justice took strict action by capping whiplash claim payments to minimise them to a maximum level of £425. This was a huge and commendable step as the average payout was £1,850 and experts estimated that the cap would save each […]

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Using a mobile while driving the car is a severe offence everywhere in the world and the UK is no exception. The UK government has doubled the penalty points for motorists found using mobile phones while they are behind the wheel. While we all know that we seldom break promises made in public, the RAC has created a website called BePhoneSmart.uk which facilitates people to make a public promise of never using handhelds while driving. The website allows motorists to pledge with their friends on Facebook or with their Twitter followers. The site was designed to bring a positive change in people to prevent accidents and save lives on the road. It would also save money as the fine for using the mobile has reached to £200 from the 1st of March. Tougher Mobile phone laws were announced as the Department for Transport discovered that use of mobile was one […]

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Parking fines have become a reason for stress and people do end up paying a lot more than they should. While most of the motorists are unaware of their right to appeal, they keep losing a good deal of money on parking fines. The law allows the drivers to challenge the parking tickets in case they feel they are punished by mistake. The Local Government Ombudsman for England’s report confirms that as the drivers are unaware of this rule, they end up paying extra. The worst part is that councils are not spreading awareness about this appeal process and if ever any motorists question the tickets then they get very little explanation on it. Many a time, a formal challenge to a penalty charge notice (PCN) was not entertained and the motorists were not informed about the appeal process. According to reports by the RAC, the local authorities in England collected […]

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