Insurance

We all know that car insurance cost is often unnerving and the continuous rise in motor insurance premiums makes it all the more difficult for drivers. In fact, increasing premiums and inflating motor insurance cost is one of the biggest reasons why people do not want to buy car insurance. They are always looking for alternatives to get cheap motor insurance. Again, there is a section of drivers which do not choose comprehensive car insurance and instead opt for third party motor insurance as they think a comprehensive policy may cost them more. Logically as the policy gives more benefits this makes sense, but that is not always the case. There are times when your third party insurance, which is the bare minimum requirement to drive a car in Britain, may prove costlier than comprehensive motor insurance. Let us check how! Even if the cost of car insurance rises astronomically, […]

Read More

One of the easiest ways to reduce car insurance premiums is to use smart technology. As insurance premiums are calculated on the risk involved and chances of making a claim by the policyholder, security and automated features will play a key role in getting cheap motor insurance cover in UK. Therefore, experts suggest that drivers should install the latest technology and safety features in their vehicles. Smart technology that ensure cheap motor insurance cost: Black Box: A small phone size device called Black Box is fitted in the car to record the driving habit of the driver. Often termed as the telematics system, the Black Box uses GPS to monitor driving parameters like acceleration, breaking, speed and other things like frequency of accidents. By installing a black box in your car, you know that you are being monitored by your car insurance provider and thus choose to drive safely which […]

Read More

The car insurance cost has seen an astronomical growth which makes it difficult to manage the total motoring cost in UK. There are drivers who skip buying motor insurance just to avoid the extra cost. Most of them prefer to buy cheap third party insurance just to be on page with the legal norms and to avoid penalties. They do not buy comprehensive motor insurance which may prove expensive but still is best for the safety and financial assistance to deal with any adversities with their car. However, all is not lost as we can choose ways to reduce the car insurance cost. To know how, check some tried and tested tips here. Find here, some tips to bring down car insurance cost in the UK: Consider black box insurance: Buy telematics policy to minimize the motor insurance cost in UK. It is one of the best ways to ensure […]

Read More

Experts have always argued that increase in car insurance costs are hugely due to fraudulent cases where collisions are well-planned just to get payout from UK car insurance providers. Digging into detail, it was discovered by the Insurance Fraud Bureau (IFB) that top UK cities are the breeding grounds for such frauds. Cities like Birmingham, Manchester, Oldham and Bradford are amongst the top ten places with maximum ‘crash for cash’ frauds. Top UK cities are breeding grounds for fraudulent car insurance claims, says IFBAccording to the Insurance Fraud Bureau, Birmingham tops this list this year with half of the fraud cases reported out of the top ten cities that face the ‘crash for cash’ crime. Insurance giant Aviva named it the ‘crash for cash’ capital last year in the wake of the fact that it received 3,000 fraudulent claims from Birmingham. No wonder, drivers in the second biggest city of […]

Read More

The NHS has been under scrutiny for several reasons, which includes the condition of the hospitals, over occupancy of beds, poor condition of A&E patients and lack of funds. The fact that the condition of the NHS is deteriorating with every passing day should be the biggest concern for people as no one can afford to compromise on the health of their family. Even the condition of hospitals suggests that the government needs immediate action and people should buy health insurance to manage to pay for personal treatment in the absence of getting treatment from the NHS. Latest reports have proved that the urgent repair cost of NHS hospitals equals to somewhere around £1bn. This gigantic figure clearly dictates the poor condition of the NHS hospitals. As per statistics declared by the NHS’s statistical arm, there is a rise of 22% in the maintenance cost of these hospitals and the […]

Read More

Home insurance is often considered as a money sapping investment and nearly 20% of Britons live without a home insurance cover just to avoid the gigantic cost of premiums. A point to highlight here is that insurers do not charge premiums on the location of your home but on the risk associated with your claim. If you home is susceptible to manmade or natural damage then cheap home insurance premiums is difficult. Homes with lack of security features are susceptible to theft, fire and other kinds of damage. Such a home is a big risk for UK home insurance providers who charge higher premiums to gather the cost of payout in the event of a claim by you. Therefore, what you can do from your end is to make the home secure with the help of adequate locking systems, smart technology devices and features that ensure safety of your home. […]

Read More

The inevitable question of how to save on car insurance premiums holds itself tight in front of the UK drivers. As the car insurance cost rises every now and then it becomes difficult to manage the finances. However, experts suggest that those who use cars for a small time period should switch to pay-as-you-go car insurance to minimize their motor insurance cost in UK. Statistics reveal that by not choosing pay-as-you-go insurance, drivers pay at least £300 a year extra on their car insurance premiums. Although, the rising cost of motor insurance can take a breather due to the change in Ogden rule, it may still suffer from the much higher annual car insurance cost. Therefore, it is but natural to switch to car insurance providers that offer cheaper premiums. According to reports, there is a huge section of UK drivers who use their car for less than an hour […]

Read More
Compare Car Insurance Providers and Save Up to £200

Social