Insurance

Death is a subject no one really wants to talk about, but given the rising funeral costs it’s important to consider how this cost will be handled once we pass away. According to research by the University of Bath, the average cost of a funeral has increased by 80% over the last 10 years and this number is expected to continue at this trajectory. The average cost of a funeral is currently £3,456 which doesn’t include the cost of add-ons such as flowers, catering and memorial, these add-ons are a further £2,006 to the total cost of the funeral. Given the constantly increasing cost of a funeral, it is no surprise that people are thinking about how they can protect their loved ones from having the financial burden. Below, we explain some of the different options that are available. Funeral Insurance Funeral insurance is typically available from specialist providers or […]

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The main reason most people get life insurance is to protect their loved ones from financial difficulty in case they pass away. Family life insurance is one of the options which can help you achieve this peace of mind. The pay-out can be received as a lump sum or as a regular income which can be utilised to pay for the mortgage or other daily expenses. Term Insurance Term insurance is one of the most popular and cheapest types of insurance available as it only pays out if you pass away during the length of the policy. For example, if you have a 10 year policy but you pass away in the 11th year then the policy will make no payout as it is effectively expired or matured. Types of term insurance Level Term Insurance – The sum assured is the same throughout the policy. Decreasing Term Insurance – The […]

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This is an interesting question and an important one too. Most of the times, we are not aware about the coverage offered by our car insurance policy. We may not know whether it covers the repairs for that little scratch on the windscreen or the windows of our car. Realising this will help us a big deal as glasses and car doors are the most frequently injured parts in the vehicle. It is easy to find a scratch on the doors or the window and windscreen. Most of the times, repairing the screen is an easy job with little expense but, if unrepaired the screen may pose a serious threat to the driver. Driving over a bump or encountering a sudden thrust may deepen the crack leaving the screen to break at any point of time. Therefore, it is highly important to get the screen repaired at the earliest. The […]

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Dash cams as we know are cameras which record the view of the road through a vehicle’s windshield. Attached with a suction cup on the interior of the windscreen, the cameras are best used to generate video evidence in the event of a road mishap or accident. The images are instantly recorded and saved on the internal memory card; a 32 GB card can record four hours of the trip. You can present the footage of dash cams to fight a legal battle or to convince your insurance provider about you innocence and proving that you were not at fault. The footage can also be transferred on hard drives and other devices and can be played as and when required. Some of the more sophisticated and higher versions of dash cams have the facility to record exact speed, location and G-forces. These cams can collective create the exact event and […]

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According to the latest data from the Bing Ads, the month of January is set to witness lot of enquiries related to insurance. According to stats, women would be playing the lead role in safeguarding their future and would generate the highest proportions of searches in all insurance sectors including health, home and travel. By analysing the key search behaviours across the Bing Network, it was estimated that the first few weeks of 2017 would be all about people looking for all kinds of insurances. As the beginning of the year is the best time to purchase insurance cover for the entire year, the insurance providers in the UK would be busy in the first month of the New Year. It was discovered that at these times, suppliers get 20% more queries from the consumers. As stated by leading insurance providers, most of their customers assume that their insurance cover […]

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One of the biggest shocks in the travel industry came with the closing down of cruising giant All Leisure Holidays. The company has left 400 people stranded abroad and cancelled 7,000 holidays leaving the British public highly disappointed. However, those affected should note that the company is ATOL protected which means that customers would be refunded for the cancellation of the trip even when the travel company stops trading. There are 13,000 people who have bookings with the giant cruise holiday maker. The shutdown of the company has resulted in 150 people being unemployed and damaged the reputation of its branded cruise lines Swan Hellenic and Voyages of Discovery. The Civil Aviation Authority (CAA) has been confirmed to sort out the matter. The 400 people stranded abroad are being flown back after All Leisure Holidays stopped trading abruptly. Around 60 people who booked back to back cruises were the hardest […]

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