Auto Insurance

Who doesn’t want cheap car insurance that protects the vehicle against financial damages and yet not disturb our household budget. There are various methods to save on car insurance cost UK including shopping around but an interesting way to reduce car insurance premiums is to change your job title. You can actually save around 25% off your UK motor insurance cost by simply changing a job title that is considered less risky for the insurers. UK motor insurance providers offer cheap car insurance by judging the customer and his/her driving habits against various factors. Job title is one of the deciding factors in calculating car insurance cost in UK. Logically, it is fair, as a racing driver has far more risk of facing accidents, vehicle damage and may even bang other vehicles more often than a nurse or a dancer. Therefore, car insurance providers in UK charge higher premiums from […]

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Motor insurance seem to be a scary phrase mostly because the annual premiums are increasing by leaps and bounds. Many Britons show a grumpy face when asked about car insurance costs and share how they face the constant pressure of ever increasing car insurance premiums. Well, everything has a solution and so does the matter of the ever increasing car insurance cost. One of the easiest ways to get lower car insurance premiums is to choose a telematics or black box insurance policy. For this, a black box is fitted into your car to monitor your driving method. The device records your driving speed, frequency of applying brakes, acceleration on bumpy roads etc. As the tiny gadget passes all the records to your telematics car insurance provider, it has a strong correlation with the increase or decrease of motor insurance premiums. If you are rash driver, your telematics record will […]

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The UK car insurance scenario seems to be tilting towards higher premiums in the near future. This year again, we see a considerable increase in UK car insurance premiums and that too by a huge margin of 14.6%. According to reports by Consumer Intelligence, the car insurance premium rates are increasing five times faster than the actual rate of inflation (2.9%) thus, resulting in soaring motor insurance bills. Due to this the average annual car insurance bill amounts to a whopping £755. In addition, experts claim that the rate of inflation has decreased in the last three months as the Government plans to improve the Ogden rate. This rate is responsible for the pay-out of major injuries and is the key factor behind a £75 increase in UK car premiums. According to Consumer Intelligence, it is the older drivers that face the highest pressure by this. The average car insurance […]

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Whilst you do everything to buy cheap car insurance, there are several other mistakes that would still cost you heavy premiums. It is observed that UK motorists are making silly mistakes that push their car insurance cost to astronomical heights. Some of the common mistakes are modifying the car, record of accidents, speeding and road rage. Unfortunately, if you show any irresponsible behaviour while driving then you can end up paying heavier insurance on the next renewal of your policy. Apart from that there are some other common yet significant mistakes that plump up your motor insurance cost. Five common car insurance mistakes that cost you: No black box policy: Yes! Telematics car insurance is all you need to cut down on premiums. The black box will give all your driving details to the motor insurance provider showing them your responsible driving style. For good drivers, black box insurance is […]

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There is not an iota of doubt that car insurance premiums have seen a huge high in 2017 but there can be a sigh of relief in 2018 if the UK government reverses the Ogden rate calculation, which proved to be the major reason for increase in motor insurance costs. In a nutshell, the Ogden rate plays a significant role in compensation payment for life-threatening injuries. In March 2017, the Ogden rate was changed from 2.5% to -0.75% which had a straight effect on the car insurance premiums. As the insurers were made to pay higher pay-outs, the price of compensation was in-turn passed on to the car insurance policy holders. This had a negative impact as motor insurance premiums which got inflated by a huge margin. Basically, the Government’s decision to change the Ogden rate increased the average motor insurance premiums by £75. Motor insurance experts also had the […]

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The UK government is serious about decarbonising the environment and clearing up road traffic situations to reduce the number of accidents. To facilitate the process of minimising congestion on UK roads, it has invested in traffic dispersing technologies so that it speeds up the daily journey of millions. The technology would also focus on clearing up the environment so that UK citizens live in the less polluted surroundings. The government ensured that the tech projects should roll-out fast by allotting £4 million to them. The projects would be aimed at things like notifying motorists about free parking spaces, traffic on the roads as well as real time driving information. The projects would also include using technology to inform visually impaired people about the real time traffic situations so that they can ensure their personal safety while on the roads. According to government reports, 19 councils across England would receive funds […]

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