Auto Insurance

Car insurance cost has been scaling new heights with each passing year and no one can deny this fact. Young drivers can still work their way to minimal damage methods by choosing best technology that gets them cheaper car insurance. Currently, black box insurance policy is quite popular amongst young drivers as it provides details of driving habits to the UK car insurance provider. If you are a good driver then this policy would actually give an insight on your driving finesse and compel the motor insurance provider to charge cheap car insurance premiums. This kind of insurance policy provides details of acceleration, frequent braking, driving speed and cornering etc. However, there are certain drawbacks of telematics car insurance as some of them are daytime-only policies while others charge a penalty if you driver after 11 pm. Although, telematics car insurance policies is efficient in getting you cheap car insurance […]

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As per motor insurance experts, young drivers could end up in big trouble if they choose fronting, which is an illegal practice of naming an experienced driver as the primary driver in their car insurance policy. They would end up facing a fine of £7,000, which is a sum total of legal fine of £5,000 and up to £2000 pay-out if they crash into another vehicle. As the practice is considered a fraudulent activity by UK car insurance providers, it is subjected to severe fines. Basically, young drivers use this kind of fraudulent activity to get cheap car insurance premiums in UK. The primary reason behind it is that young drivers are considered a risk by most motor insurance companies and therefore, they offer car insurance with heavy premium costs. On the contrary experienced drivers with good driving behaviour are charged lower car insurance premiums. Young drivers leverage this habit […]

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We all know that car insurance cost is often unnerving and the continuous rise in motor insurance premiums makes it all the more difficult for drivers. In fact, increasing premiums and inflating motor insurance cost is one of the biggest reasons why people do not want to buy car insurance. They are always looking for alternatives to get cheap motor insurance. Again, there is a section of drivers which do not choose comprehensive car insurance and instead opt for third party motor insurance as they think a comprehensive policy may cost them more. Logically as the policy gives more benefits this makes sense, but that is not always the case. There are times when your third party insurance, which is the bare minimum requirement to drive a car in Britain, may prove costlier than comprehensive motor insurance. Let us check how! Even if the cost of car insurance rises astronomically, […]

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One of the easiest ways to reduce car insurance premiums is to use smart technology. As insurance premiums are calculated on the risk involved and chances of making a claim by the policyholder, security and automated features will play a key role in getting cheap motor insurance cover in UK. Therefore, experts suggest that drivers should install the latest technology and safety features in their vehicles. Smart technology that ensure cheap motor insurance cost: Black Box: A small phone size device called Black Box is fitted in the car to record the driving habit of the driver. Often termed as the telematics system, the Black Box uses GPS to monitor driving parameters like acceleration, breaking, speed and other things like frequency of accidents. By installing a black box in your car, you know that you are being monitored by your car insurance provider and thus choose to drive safely which […]

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The car insurance cost has seen an astronomical growth which makes it difficult to manage the total motoring cost in UK. There are drivers who skip buying motor insurance just to avoid the extra cost. Most of them prefer to buy cheap third party insurance just to be on page with the legal norms and to avoid penalties. They do not buy comprehensive motor insurance which may prove expensive but still is best for the safety and financial assistance to deal with any adversities with their car. However, all is not lost as we can choose ways to reduce the car insurance cost. To know how, check some tried and tested tips here. Find here, some tips to bring down car insurance cost in the UK: Consider black box insurance: Buy telematics policy to minimize the motor insurance cost in UK. It is one of the best ways to ensure […]

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Experts have always argued that increase in car insurance costs are hugely due to fraudulent cases where collisions are well-planned just to get payout from UK car insurance providers. Digging into detail, it was discovered by the Insurance Fraud Bureau (IFB) that top UK cities are the breeding grounds for such frauds. Cities like Birmingham, Manchester, Oldham and Bradford are amongst the top ten places with maximum ‘crash for cash’ frauds. Top UK cities are breeding grounds for fraudulent car insurance claims, says IFBAccording to the Insurance Fraud Bureau, Birmingham tops this list this year with half of the fraud cases reported out of the top ten cities that face the ‘crash for cash’ crime. Insurance giant Aviva named it the ‘crash for cash’ capital last year in the wake of the fact that it received 3,000 fraudulent claims from Birmingham. No wonder, drivers in the second biggest city of […]

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